“The biggest challenge to obtaining financing was being a new business,” says Juli, “and fighting the assumption that I didn’t know what I was doing.”

“An appraisal was done which included improvements, so my loan funded all the remodeling, improvements, new chairs, and computers,” Adelman says.

“A business development loan provided the financial boost for internally redesigning the machine and eliminating the flaw in the process.”

“I really wanted to do the right thing for downtown.”

“To be honest, we didn’t really do much, SCED did everything.”

“SCED meets a critical demand for small business.”

“I knew SCED was working for my success, not just their own bottom line.”

“SCED really is a huge benefit for businesses owners. It’s just an amazing program.”

“How are you supposed to be new and succeed if you don’t change anything?!”

Julie gives credit to SCED Loan Manager Ryan Richardson for “not just evaluating the numbers, but evaluating me."

“SCED didn’t have their own agenda, and they were helpful throughout the entire process. They made it seem so easy.”

“These are specialty-use buildings, so traditional financing… well, banks get a little scared to fund a project like this, even with a lot of collateral.”